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Blue Cash Preferred® Card from American Express vs American Express® Gold Card

Option A

Blue Cash Preferred® Card from American Express

American Express · $95/yr ($0 first year)

Option B

American Express® Gold Card

American Express · $325/yr

SpecBlue CashAmerican Express®
Annual fee$95/yr ($0 first year)$325/yr
Welcome bonus$300 bonus100,000 points bonus
Base rate1%1x
Top earn rates
  • 6% U.S. supermarkets
  • 6% Select U.S. streaming subscriptions
  • 3% Transit
  • 5x Prepaid hotels booked on AmexTravel.com
  • 4x Restaurants worldwide (incl. takeout & delivery in the U.S.)
  • 4x U.S. supermarkets
Foreign tx fee2.7%None
Statement credits1 credits4 credits
RewardsCash back (Reward Dollars)American Express Membership Rewards