American Express · American Express

Blue Cash Preferred® Card from American Express

Welcome bonus

Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.

Our conservative value estimate: ~$300

Annual fee: $95 · $0 first year
Rewards: Cash back (Reward Dollars)
Earn rates: 6% U.S. supermarkets (up to $6,000/yr) — 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases, then 1%.
6% Select U.S. streaming subscriptions — 6% cash back on select U.S. streaming subscriptions.
3% Transit — 3% cash back on transit including taxis, rideshare, parking, tolls, trains, buses and more.
3% U.S. gas stations — 3% cash back at U.S. gas stations.
Foreign transaction fee: 2.7%
Purchase APR: 19.49%–28.49% variable
Statement credits: $120 Disney Bundle statement credit (monthly) — Up to $10 back each month after using the enrolled Card to pay for an eligible subscription to the Disney Bundle (Disney+, Hulu, ESPN+). Enrollment required.
Typical credit: Good (~690–719), Excellent (~720+)
Issuer rules: Welcome offer not available to applicants who have or have had this Card.
Terms apply; welcome offer amount may vary by applicant.

View on American Express ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-23.