American Express · American Express

American Express® Gold Card

Annual fee

$325

Rewards

American Express Membership Rewards

Earn rates

• 4x Restaurants worldwide (incl. takeout & delivery in the U.S.) (up to $50,000/yr) — 4X on up to $50,000 in purchases per calendar year, then 1X.
• 4x U.S. supermarkets (up to $25,000/yr) — 4X on up to $25,000 in purchases per calendar year, then 1X.
• 5x Prepaid hotels booked on AmexTravel.com — 5X on prepaid hotels booked through American Express Travel.
• 3x Flights (booked directly with airlines or on AmexTravel.com) — 3X on flights booked directly with airlines or through American Express Travel.
• 2x Prepaid car rentals booked on AmexTravel.com — 2X on prepaid rental cars booked through American Express Travel.
• 1x Everything else — 1X on all other eligible purchases.

Foreign transaction fee

None

Statement credits

• $120 Dining Credit (annual) — Up to $10 in statement credits monthly ($120/yr) at eligible partners including Grubhub, The Cheesecake Factory, Five Guys, Wonder, and Goldbelly. Enrollment required.
• $120 Uber Cash (annual) — $10 in Uber Cash each month ($120/yr) for U.S. Uber rides and Uber Eats orders. Amex Gold Card must be added to the Uber account.
• $100 Resy Credit (annual) — Up to $50 in statement credits twice per year ($100/yr) at U.S. Resy restaurants and other Resy purchases. Enrollment required.
• $84 Dunkin' Credit (annual) — Up to $7 in statement credits monthly ($84/yr) on Dunkin' purchases at U.S. locations. Enrollment required.

Typical credit

Excellent (~720+), Good (~690–719)

Issuer rules

• No preset spending limit: purchasing power adjusts based on usage, payment history, credit record, and financial resources (charge card with Pay Over Time option).
• Welcome bonus is limited to once per lifetime per Card product; not available if you have or have had this Card.
• Subject to American Express 5/90 rule (max 5 credit cards) and 2/90 rule (approvals limited to 2 cards per 90 days).

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