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Citi · Mastercard

Citi Strata Premier℠ Card

✓ Verified

Welcome bonus

Earn 60,000 bonus ThankYou Points after spending $4,000 in purchases within the first 3 months of account opening. Citi periodically runs elevated limited-time offers (e.g. 70,000 points).

Our conservative value estimate: ~$1,080

Annual fee
$95
Rewards
ThankYou Points
Earn rates
  • 10x Hotels, car rentals and attractions booked through Citi Travel
  • 3x Air travel and other hotel purchases
  • 3x Restaurants
  • 3x Supermarkets
  • 3x Gas and EV charging stations
  • 1x Everything else
Foreign transaction fee
None
Purchase APR
20.24%–28.24% variable
Statement credits
  • $100 Annual Hotel Credit (per year) — $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through cititravel.com or 1-833-737-1288, once per calendar year. Applied instantly at time of booking.
Typical credit
Excellent (~720+), Good (~690–719)
Issuer rules
  • Bonus not available if you received a new-cardmember bonus for Citi Strata Premier or Citi Premier in the past 48 months
  • Subject to Citi's 1/8 rule: generally only one new Citi card approval per 8 days
  • Subject to Citi's 2/65 rule: generally only two new Citi card approvals per 65 days
View on Citi ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-23. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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