Citi Double Cash® Card vs Citi Strata Premier℠ Card

Option A

Citi · No annual fee

Option B

Citi · $95/yr

Spec	Citi Double	Citi Strata
Annual fee	No annual fee	$95/yr
Welcome bonus	$200 bonus	60,000 points bonus
Base rate	2%	1x
Top earn rates	2% All purchases (2% total: 1% when you buy + 1% as you pay)	10x Hotels, car rentals and attractions booked through Citi Travel 3x Air travel and other hotel purchases 3x Restaurants
Foreign tx fee	3%	None
Statement credits	None	1 credits
Rewards	Citi ThankYou Points	Citi ThankYou Points