Chase Sapphire Reserve® vs Capital One Venture Rewards Credit Card

Option A

Chase · $795/yr

Option B

Capital One · $95/yr

Spec	Chase Sapphire	Capital One
Annual fee	$795/yr	$95/yr
Welcome bonus	100,000 points bonus	75,000 miles bonus
Base rate	1x	2x
Top earn rates	8x Travel booked through Chase Travel (flights, hotels, cars) 5x Eligible Lyft rides (through Sept 30, 2027) 4x Flights and hotels booked directly	5x Hotels and rental cars booked through Capital One Travel 2x Everything else
Foreign tx fee	None	None
Statement credits	9 credits	1 credits
Rewards	Chase Ultimate Rewards	Capital One Miles