Chase · Visa
Chase Sapphire Reserve®
✓ VerifiedWelcome bonus
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. (The all-time-high 150,000-point offer expired June 15, 2026.)
Our conservative value estimate: ~$2,000
- Annual fee
- $795
- Rewards
- Ultimate Rewards
- Earn rates
- 8x Travel booked through Chase Travel (flights, hotels, cars)
- 5x Eligible Lyft rides (through Sept 30, 2027)
- 4x Flights and hotels booked directly
- 3x Dining worldwide
- 1x Everything else
- Foreign transaction fee
- None
- Purchase APR
- 19.49%–27.99% variable
- Statement credits
- $300 Annual travel credit (per year) — Automatic reimbursement for travel purchases charged to the card each account anniversary year.
- $500 The Edit hotel credit (per year) — Up to $250 in statement credits per six-month period (Jan-Jun and Jul-Dec) on prepaid stays booked through The Edit by Chase Travel; $500 total per year.
- $300 Sapphire Reserve Exclusive Tables dining credit (per year) — Up to $150 every six months at restaurants in the Sapphire Reserve Exclusive Tables program; $300 total per year.
- $300 StubHub / viagogo credit (per year) — Up to $150 every six months on StubHub and viagogo through Dec 31, 2027; $300 total per year.
- $300 DoorDash credit (per year) — Up to $300 per year via a monthly $5 restaurant credit plus two monthly $10 non-restaurant (grocery/retail) promo credits; requires complimentary DashPass through 2027.
- $120 Lyft credit (per year) — Up to $10 in in-app Lyft credit each month; $120 total per year. Also earns 5x points on Lyft through Sept 30, 2027.
- $120 Peloton membership credit (per year) — Up to $10 per month in statement credits toward a Peloton membership through Dec 31, 2027; $120 total per year.
- $288 Apple TV+ and Apple Music (per year) — Complimentary Apple TV+ and Apple Music subscriptions for a minimum of one year when activated by June 22, 2027; a value of up to $288 per year.
- $120 Global Entry / TSA PreCheck / NEXUS credit (one-time) — Up to $120 application fee reimbursement once every four years.
- Typical credit
- Excellent (~720+), Good (~690–719)
- Issuer rules
- Chase 5/24
- Not eligible if you currently hold a Sapphire card or received a Sapphire new-cardmember bonus in the past 48 months
View on Chase ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-23. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- Chase - Sapphire Reserve product page — annualFee · accessed 2026-07-23
- The Motley Fool - Sapphire Reserve benefits (July 2026) — signupBonus · accessed 2026-07-23
- point.me - Chase Sapphire Reserve 2026 review — signupBonus · accessed 2026-07-23
- The Points Guy - 150k offer ending (expired June 15, 2026) — signupBonus · accessed 2026-07-23
- point.me - earn rates and credits — earnRates · accessed 2026-07-23
- The Points Guy - new Sapphire Reserve benefits (Oct 2025) — credits · accessed 2026-07-23
- Firstcard - Sapphire Reserve $0 foreign transaction fee — foreignTransactionFeePct · accessed 2026-07-23
- Chase pricing and terms (issuer) — apr · accessed 2026-07-27
Related
Best travel credit cardsBest credit cards for dining & restaurantsBest premium credit cardsBest credit card welcome bonusesBest no-foreign-transaction-fee credit cardsBest Chase credit cardsvs Chase Sapphire Preferred® Cardvs The Platinum Card® from American Expressvs Capital One Venture X Rewards Credit CardChase 5/24 ruleStatement credits
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