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The Platinum Card® from American Express vs Citi Strata Premier℠ Card

Option A

The Platinum Card® from American Express

American Express · $895/yr

Option B

Citi Strata Premier℠ Card

Citi · $95/yr

SpecThe PlatinumCiti Strata
Annual fee$895/yr$95/yr
Welcome bonus175,000 points bonus60,000 points bonus
Base rate1x1x
Top earn rates
  • 5x Flights booked directly with airlines or through American Express Travel
  • 5x Prepaid hotels booked through American Express Travel
  • 1x Everything else
  • 10x Hotels, car rentals and attractions booked through Citi Travel
  • 3x Air travel and other hotel purchases
  • 3x Restaurants
Foreign tx feeNoneNone
Statement credits12 credits1 credits
RewardsAmerican Express Membership RewardsCiti ThankYou Points