American Express® Gold Card vs Capital One Savor Cash Rewards Credit Card

Option A

American Express · $325/yr

Option B

Capital One · No annual fee

Spec	American Express®	Capital One
Annual fee	$325/yr	No annual fee
Welcome bonus	100,000 points bonus	$250 bonus
Base rate	1x	1%
Top earn rates	5x Prepaid hotels booked on AmexTravel.com 4x Restaurants worldwide (incl. takeout & delivery in the U.S.) 4x U.S. supermarkets	8% Capital One Entertainment purchases 5% Hotels, vacation rentals and rental cars booked through Capital One Travel 3% Dining
Foreign tx fee	None	None
Statement credits	4 credits	None
Rewards	American Express Membership Rewards	Cash back