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Blue Cash Preferred® Card from American Express vs Wells Fargo Active Cash® Card

Option A

Blue Cash Preferred® Card from American Express

American Express · $95/yr ($0 first year)

Option B

Wells Fargo Active Cash® Card

Wells Fargo · No annual fee

SpecBlue CashWells Fargo
Annual fee$95/yr ($0 first year)No annual fee
Welcome bonus$300 bonus$200 bonus
Base rate1%2%
Top earn rates
  • 6% U.S. supermarkets
  • 6% Select U.S. streaming subscriptions
  • 3% Transit
  • 2% All purchases (unlimited flat rate)
Foreign tx fee2.7%3%
Statement credits1 credits1 credits
RewardsCash back (Reward Dollars)Cash back