Blue Cash Preferred® Card from American Express vs Citi Double Cash® Card

Option A

American Express · $95/yr ($0 first year)

Option B

Citi · No annual fee

Spec	Blue Cash	Citi Double
Annual fee	$95/yr ($0 first year)	No annual fee
Welcome bonus	$300 bonus	$200 bonus
Base rate	1%	2%
Top earn rates	6% U.S. supermarkets 6% Select U.S. streaming subscriptions 3% Transit	2% All purchases (2% total: 1% when you buy + 1% as you pay)
Foreign tx fee	2.7%	3%
Statement credits	1 credits	None
Rewards	Cash back (Reward Dollars)	Citi ThankYou Points