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Blue Cash Preferred® Card from American Express vs The Platinum Card® from American Express

Option A

Blue Cash Preferred® Card from American Express

American Express · $95/yr ($0 first year)

Option B

The Platinum Card® from American Express

American Express · $895/yr

SpecBlue CashThe Platinum
Annual fee$95/yr ($0 first year)$895/yr
Welcome bonus$300 bonus175,000 points bonus
Base rate1%1x
Top earn rates
  • 6% U.S. supermarkets
  • 6% Select U.S. streaming subscriptions
  • 3% Transit
  • 5x Flights booked directly with airlines or through American Express Travel
  • 5x Prepaid hotels booked through American Express Travel
  • 1x Everything else
Foreign tx fee2.7%None
Statement credits1 credits12 credits
RewardsCash back (Reward Dollars)American Express Membership Rewards