Blue Cash Preferred® Card from American Express vs The Platinum Card® from American Express
| Spec | Blue Cash | The Platinum |
|---|---|---|
| Annual fee | $95/yr ($0 first year) | $895/yr |
| Welcome bonus | $300 bonus | 175,000 points bonus |
| Base rate | 1% | 1x |
| Top earn rates |
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| Foreign tx fee | 2.7% | None |
| Statement credits | 1 credits | 12 credits |
| Rewards | Cash back (Reward Dollars) | American Express Membership Rewards |