Wells Fargo · Visa

Annual fee

$0

Rewards

Choice Privileges

Earn rates

• 5x Choice Hotels stays — Five points (1 base + 4 bonus) per $1 on qualifying stays at eligible Choice hotel locations booked via choicehotels.com, the Choice Hotels app, the Service Center, or directly with the hotel
• 5x Choice Privileges point purchases — 5 points (1 base + 4 bonus) per $1 on qualifying net purchases of Choice Privileges points made on the card account
• 3x Gas stations — 1 base point plus 2 bonus points per $1; Mastercard merchant code must be classified as gas stations, automated fuel dispensers, or EV charging stations
• 3x Grocery stores — 1 base point plus 2 bonus points per $1; grocery stores, supermarkets, delis and bakeries
• 3x Home improvement stores — 1 base point plus 2 bonus points per $1; home improvement, hardware, nurseries and garden supply, furniture and household appliance stores and related services
• 3x Phone plan services — 1 base point plus 2 bonus points per $1; landline and cell phone providers considered telecommunication services

Foreign transaction fee

None

Purchase APR

19.74%–28.49% variable

Issuer rules

• You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges Mastercard Credit Card or a Choice Privileges Select Mastercard Credit Card within the last 15 months from the date of this application, even if that account is closed and has a $0 balance.
• You may not be eligible for a Choice Mastercard product if you currently have an open Choice Privileges or Choice Privileges Select Mastercard account.
• Only one Choice Privileges card account allowed: the terms ask "Will you qualify if you already have a Choice Privileges or Choice Privileges Select Mastercard account?" and answer "No. You are only allowed one account."
• The minimum credit limit is $1,000.00.
• Bonus points may not be earned on purchases made through mobile or digital wallets, online marketplaces, or retailers using a mobile or wireless card reader.
• Balance transfers do not earn rewards.

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