creditcards.best

Wells Fargo · Visa

Wells Fargo Autograph

✓ Verified

Welcome bonus

Earn 20,000 points after you spend $1,000 in the first 90 days.

Annual fee
$0
Rewards
Wells Fargo Rewards
Earn rates
  • 3x restaurantsHero tile "3X" / "on restaurants"; footnote 2 Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. No cap stated: "There is no limit to points you can earn on purchases made with the Autograph Credit Card."
  • 3x travelHero tile "3X" / "on travel"; footnote 2 Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. No cap stated.
  • 3x gasHero tile "3X" / "on gas & transit"; footnote 2 Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. No cap stated.
  • 3x transitHero tile "3X" / "on gas & transit"; footnote 2 Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. No cap stated.
  • 3x streamingHero tile "3X" / "on popular streaming services"; footnote 2 lists cable and other pay television, digital goods, books, movies, music, and continuity/subscription services. No cap stated.
  • 3x phone plansHero tile "3X" / "on phone plans"; footnote 2 Phone plans: landline and cell phone providers considered telecommunication services. No cap stated.
  • 1x otherBase rate. Hero tile "1X" / "on other purchases" and FAQ "Plus, earn 1X rewards points on other purchases."
Foreign transaction fee
None
Purchase APR
18.49%–28.49% variable
Issuer rules
  • You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months.
  • You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.
  • This offer is not a guarantee of credit. Credit card is subject to credit qualification.
View on Wells FargoDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

Related

Want your assistant to answer questions about this card? Connect it to creditcards.best.