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Wells Fargo · Visa

Wells Fargo Autograph

✓ Verified

Welcome bonus

Earn 20,000 points after you spend $1,000 in the first 90 days.

Annual fee
$0
Rewards
Wells Fargo Rewards
Earn rates
  • 3x restaurants — Hero tile "3X" / "on restaurants"; footnote 2 Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. No cap stated: "There is no limit to points you can earn on purchases made with the Autograph Credit Card."
  • 3x travel — Hero tile "3X" / "on travel"; footnote 2 Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. No cap stated.
  • 3x gas — Hero tile "3X" / "on gas & transit"; footnote 2 Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. No cap stated.
  • 3x transit — Hero tile "3X" / "on gas & transit"; footnote 2 Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. No cap stated.
  • 3x streaming — Hero tile "3X" / "on popular streaming services"; footnote 2 lists cable and other pay television, digital goods, books, movies, music, and continuity/subscription services. No cap stated.
  • 3x phone plans — Hero tile "3X" / "on phone plans"; footnote 2 Phone plans: landline and cell phone providers considered telecommunication services. No cap stated.
  • 1x other — Base rate. Hero tile "1X" / "on other purchases" and FAQ "Plus, earn 1X rewards points on other purchases."
Foreign transaction fee
None
Purchase APR
18.49%–28.49% variable
Issuer rules
  • You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months.
  • You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.
  • This offer is not a guarantee of credit. Credit card is subject to credit qualification.
View on Wells Fargo ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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