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U.S. Bank · Visa

U.S. Bank Business Leverage

✓ Verified

Welcome bonus

Earn $750 back after you spend $7,500 in the first 120 days.

Annual fee
$95 · $0 first year
Rewards
Cash back
Earn rates
  • 2x Top two spend categories each month (automatic) — Excludes gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart. Page states "No limits on the total rewards your business can earn."
  • 5x Prepaid hotels and car rentals booked directly in the Travel Center — 5 Points (1 base and 4 additional) per $1 on prepaid car and hotel reservations purchased in the Travel Center.
Foreign transaction fee
None
Purchase APR
18.24%–25.24% variable
Issuer rules
  • Balance Transfer transactions from other U.S. Bank National Association accounts are not permitted.
  • Balance transfers submitted at time of application will be held for 10 days before processing.
  • This offer may not be combined with any other bonus offer. Subject to credit approval.
  • the cards are available to United States residents only
  • Points will expire five years from the end of the calendar quarter in which they were earned.
  • Offer only available online.
View on U.S. Bank ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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