First · American Express
First Avianca LifeMiles
✓ VerifiedWelcome bonus
Earn 40,000 miles after you spend $4,500 in the first 90 days.
- Annual fee
- $99
- Rewards
- LifeMiles
- Earn rates
- 2x avianca or lifemiles — "How you earn" grid, classic-card column (column headed by img alt="classic card", apply link app2.cardless.com/apply/avianca-lifemiles). Row "avianca or lifemiles" -> "2x miles".
- 2x restaurants — Classic-card column of the "How you earn" grid: row "restaurants" -> "2x miles".
- 2x groceries — Classic-card column of the "How you earn" grid: row "groceries" -> "2x miles".
- 1x other travel — Classic-card column: row "other travel" -> "1x miles". The Elite column shows 2x on this row; do not swap.
- Foreign transaction fee
- None
- Purchase APR
- 19.49%–29.49% variable
- Issuer rules
- Credit cards available to U.S. residents only.
- Offers subject to credit approval.
- Cards issued by First Electronic Bank and serviced by Cardless, Inc.
- This card does not have a cash advance or ATM access feature and thus you will not be able to take cash advances using your card.
View on First ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
Related
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