Citi · Mastercard
Citi Strata Elite
✓ VerifiedWelcome bonus
Earn 75,000 points after you spend $6,000 in the first 90 days.
- Annual fee
- $595
- Rewards
- ThankYou Points
- Earn rates
- 12x Hotels, car rentals and attractions booked on cititravel.com — Citi Travel bookings at cititravel.com
- 6x Air travel booked on cititravel.com — Citi Travel bookings at cititravel.com
- 6x Restaurants on Citi Nights purchases — Friday and Saturday from 6 PM - 6 AM ET
- 3x Restaurants (any other time) — Restaurant purchases outside the Citi Nights window
- Foreign transaction fee
- None
- Purchase APR
- 20.49%–28.49% variable
- Issuer rules
- New cardmembers only. Subject to credit approval.
- Bonus ThankYou Points are not available if you have received a new account bonus for a Citi Strata Elite account in the past 48 months, or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Strata Elite.
- Authorized user fee of $75.
View on Citi ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
Related
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