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Citi · Mastercard

Citi Strata

✓ Verified

Welcome bonus

Earn 20,000 points after you spend $1,000 in the first 90 days.

Annual fee
$0
Rewards
ThankYou Points
Earn rates
  • 5x Travel booked on cititravel.com (hotels, car rentals, attractions)5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
  • 3x Supermarkets3 points per dollar spent at Supermarkets
  • 3x Select transit and gas & EV charging stations3 points per dollar spent on Select Transit and at Gas & EV Charging Stations
  • 3x Self-select category of your choiceEligible Self-Select Categories per the page: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores.
  • 2x Restaurants2 points per dollar spent at Restaurants
Foreign transaction fee
3%
Purchase APR
18.49%–28.49% variable
Issuer rules
  • Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Strata℠, Citi Strata Student, Citi Rewards+® or Citi Rewards+ Student account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Strata℠, Citi Strata Student, Citi Rewards+® or Citi Rewards+ Student account.
  • New cardmembers only. Subject to credit approval.
View on CitiDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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