Citi · Mastercard
Citi Strata
✓ VerifiedWelcome bonus
Earn 20,000 points after you spend $1,000 in the first 90 days.
- Annual fee
- $0
- Rewards
- ThankYou Points
- Earn rates
- 5x Travel booked on cititravel.com (hotels, car rentals, attractions) — 5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
- 3x Supermarkets — 3 points per dollar spent at Supermarkets
- 3x Select transit and gas & EV charging stations — 3 points per dollar spent on Select Transit and at Gas & EV Charging Stations
- 3x Self-select category of your choice — Eligible Self-Select Categories per the page: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores.
- 2x Restaurants — 2 points per dollar spent at Restaurants
- Foreign transaction fee
- 3%
- Purchase APR
- 18.49%–28.49% variable
- Issuer rules
- Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Strata℠, Citi Strata Student, Citi Rewards+® or Citi Rewards+ Student account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Strata℠, Citi Strata Student, Citi Rewards+® or Citi Rewards+ Student account.
- New cardmembers only. Subject to credit approval.
View on Citi ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
Related
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