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Chase · Visa

Chase United Explorer

✓ Verified

Welcome bonus

Earn 85,000 miles after you spend $3,000 in the first 90 days.

Annual fee
$150 · $0 first year
Rewards
MileagePlus
Earn rates
  • 3x United purchases (eligible United flights and other eligible United purchases)Card-earned rate. The page headlines "9X total miles on eligible United flights", but states that is 6x from MileagePlus membership plus 3x from the card, so only 3x is card earning.
  • 2x Dining, including eligible delivery services, and hotel stays booked directly with the hotelPage text: "2X miles on dining including eligible delivery services, and hotel stays when booked directly with the hotel.*"
Foreign transaction fee
None
Purchase APR
19.74%–28.24% variable
Issuer rules
  • This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
  • Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program.
  • Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.
  • You must be at least 18 years old to qualify (19 in AL and NE, 21 in Puerto Rico).
  • You must have a valid permanent home address within the 50 United States, the District of Columbia, Guam, Puerto Rico, or the US Virgin Islands, or have a United States military address.
  • If approved for an account, your credit access line will be at least $5000.
View on ChaseDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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