Chase · Visa

Annual fee

$229

Rewards

Rapid Rewards

Earn rates

• 4x Southwest Airlines purchases — Purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift cards, and Getaways by Southwest packages. Southwest Cruises, Charters and Cargo excluded.
• 2x Gas stations and restaurants — Stated as gas stations and dining at restaurants.
• 5x Lyft — Qualifying Lyft products and services purchased through the Lyft mobile application; limited-time promotion through 12/31/2027 (4 additional points on top of the 1 point base).
• 25% Southwest inflight purchases (drinks and WiFi) — Paid as a statement credit, not points.

Foreign transaction fee

None

Purchase APR

19.24%–27.74% variable

Issuer rules

• This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products.
• The credit card is not available to either (i) current Cardmembers of any Southwest Rapid Rewards Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card.
• You must be at least 18 years old to qualify (19 in AL and NE, 21 in Puerto Rico). An applicant, if married, may apply for a separate account.
• Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.
• You must have a valid permanent home address within the 50 United States, the District of Columbia, Guam, Puerto Rico, or the US Virgin Islands, or have a United States military address.
• This account may not be eligible for balance transfers.

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