Chase · Visa

Annual fee

$99

Rewards

Rapid Rewards

Earn rates

• 2x Southwest Airlines purchases — Earn 2 points for each dollar spent on Southwest Airlines purchases; includes flight, inflight, Southwest gift cards, and Getaways by Southwest packages. Southwest Cruises, Charters and Cargo excluded.
• 2x Gas stations and grocery stores (up to $5,000/yr) — First $5,000 in combined purchases per account anniversary year; after $5,000 you go back to 1 point per $1.
• 2x Lyft (via Lyft mobile app) — 2X total points on qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027 (1 additional point on top of the 1 point base).
• 1x Balance transfers (up to $10,000/yr) — 1 point per $1 of the first $10,000 of balance transfers made during the first 90 days from original account open date.

Foreign transaction fee

None

Purchase APR

19.24%–27.74% variable

Issuer rules

• Not available to current Cardmembers of any Southwest Rapid Rewards Credit Card, or to previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. Does not apply to the Southwest Rapid Rewards Business Card and Employee Credit Card.
• Accounts subject to credit approval.

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