Chase · Visa

Annual fee

$795

Rewards

Ultimate Rewards

Earn rates

• 8x Chase Travel purchases (including The Edit) — "You'll earn 8 points for each $1 spent on purchases made using your card through Chase Travel." Marketing block: "8x points" / "on all purchases through Chase Travel, including The Edit". No cap stated.
• 5x Lyft rides (through 9/30/2027) — Promotional, time-limited: "You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That's 4 additional points on top of the 1 point earned on all purchases in the rewards program." No cap stated.
• 4x Flights and hotels booked direct — "You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct." No cap stated.
• 3x Social media and search engine advertising — "You'll earn 3 points for each $1 spent on purchases made in the following rewards category: social media and search engine advertising." No cap stated.

Foreign transaction fee

None

Purchase APR

17.74%–28.49% variable

Issuer rules

• Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program.
• Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.
• The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility.
• You must be at least 18 years old to qualify (19 in AL and NE).
• You must have a valid permanent home address, and the Company must be headquartered, within the 50 United States or the District of Columbia. All beneficial owners and employee cardmembers must have a residential address within the 50 United States, the District of Columbia, Guam, Puerto Rico, or the US Virgin Islands, or have a United States military address.
• By becoming a Visa Business Card cardmember, you agree that the card is being used only for business purposes and that the card is being issued to a public or private company including a sole proprietor or employees or contractors of an organization.
• You understand that by responding to this offer you agree to be personally responsible, both individually and jointly with the Company, for payment of all balances incurred on all cards and accounts issued pursuant to this application now or whenever such additional accounts may be established in the future.
• Pay in Full structure: "Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full balance." and "While you must pay your Pay in Full balance each month, your Flex for Business balance can be paid over time with interest."
• New cardmember bonus qualification: "To qualify, you must make $30,000 in purchases during the first 6 months from account opening."

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