Chase · Visa

Annual fee

$95

Rewards

Ultimate Rewards

Earn rates

• 3x shipping (up to $150,000/yr) — 3 points per $1 on the first $150,000 spent in combined 3X categories each account anniversary year; 1 point per $1 after that.
• 3x advertising with social media sites and search engines (up to $150,000/yr) — Part of the same $150,000 combined-category cap each account anniversary year.
• 3x internet, cable and phone services (up to $150,000/yr) — Part of the same $150,000 combined-category cap each account anniversary year.
• 3x travel (up to $150,000/yr) — Part of the same $150,000 combined-category cap each account anniversary year.
• 5x lyft rides — Total 5X on Lyft rides through September 30, 2027; page does not state a separate cap for this promotion.
• 1x other — Base rate on all other purchases, no limit.

Foreign transaction fee

None

Purchase APR

17.74%–26.74% variable

Issuer rules

• You must be at least 18 years old to qualify (19 in AL and NE).
• Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program.
• The new cardmember bonus may not be available to you if you have ever had this card.
• You must have a valid permanent home address, and the Company must be headquartered, within the 50 United States or the District of Columbia.
• Accounts subject to credit approval.

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