Chase · Mastercard

Annual fee

$99

Rewards

IHG One Rewards

Earn rates

• 10x IHG Hotels and Resorts — Card earn at hotels participating in IHG One Rewards: "You’ll earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards." The advertised "Up to 26X total points" stacks IHG member and Platinum Elite earn on top of the card's 10X and is not card earn.
• 5x travel — "You’ll earn 5 points for each $1 spent on purchases in the following rewards categories: travel (excluding purchases made at hotels participating in IHG One Rewards that qualify for 10 points as described above); dining at restaurants including takeout and eligible delivery services; social media and search engine advertising; office supply stores; and gas stations."
• 5x dining — "dining at restaurants including takeout and eligible delivery services" - part of the same 5X clause.
• 5x social media and search engine advertising — "social media and search engine advertising" - part of the same 5X clause.
• 5x office supply stores — "office supply stores" - part of the same 5X clause.
• 5x gas stations — "gas stations" - part of the same 5X clause.

Foreign transaction fee

None

Purchase APR

19.24%–27.74% variable

Issuer rules

• Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program.
• Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.
• You must be at least 18 years old to qualify (19 in AL and NE).
• You must have a valid permanent home address, and the Company must be headquartered, within the 50 United States or the District of Columbia.
• If approved for an account, your credit access line will be at least $5000.
• Note: This account may not be eligible for balance transfers.

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