Capital One · Visa

Annual fee

$395

Rewards

Capital One Miles

Earn rates

• 10x hotels and rental cars booked through Capital One Business Travel — "Book through Capital One Business Travel to earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals." Account Terms rewards section: "You will earn 10 miles per dollar on hotels and rental cars ... booked through Capital One Business Travel using this Rewards card account". No cap: "There is no cap to the amount of rewards you can earn on purchases."
• 5x flights and vacation rentals booked through Capital One Business Travel — "Book through Capital One Business Travel to earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals."
• 5x Capital One Entertainment purchases — From the card's own Account Terms rewards section in the page's Rates and Fees modal: "You will earn 5 miles per dollar spent on Capital One Entertainment purchases."

Foreign transaction fee

None

Purchase APR

25.74%–25.74% variable

Typical credit

Excellent (~720+)

Issuer rules

• To apply for the Venture X Business card, you must be an authorized representative for your business.
• Your application may be declined if you have a freeze with credit bureaus.
• This bonus may not be available for existing or previous Capital One Business card holders.
• Account Terms (in-page Rates and Fees modal) list ineligibility if: "I have applied for a Capital One credit card 2 or more times in the last 30 days."
• Account Terms: "I have 5 or more open credit card accounts with Capital One." makes the applicant ineligible.
• Account Terms: ineligible if "I have had a Capital One credit card that charged off within the past year.", "I have a past due Capital One credit card account.", "I am over my credit line on a Capital One credit card.", or "I have a non-discharged bankruptcy (one that is still unresolved)."
• Account Terms: ineligible if "My current or past business credit card accounts exhibit(ed) high transaction costs."
• Account Terms: "Transfers and access checks are not allowed on this account." (no balance transfers)
• No preset spending limit: "This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile."
• Card is designed to be paid in full; only a Pay Over Time portion accrues interest: "Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed."

Want your assistant to answer questions about this card? Connect it to creditcards.best.