Capital One · Visa

Annual fee

$150

Rewards

Cash back

Earn rates

• 5% Hotels, vacation rentals and rental cars booked through Capital One Business Travel — Purchases made outside of Capital One Business Travel (hotel incidentals, upgrades, other expenses) earn the standard 2% rate.
• 5% Capital One Entertainment purchases — Qualifying purchases are tickets bought on the Capital One Entertainment ticketing platform only; pre-sale tickets and tickets bought directly through Capital One Hall or Capital One Arena ticketing services are excluded.

Foreign transaction fee

None

Purchase APR

25.74%–25.74% variable

Typical credit

Excellent (~720+)

Issuer rules

• Not eligible if you have applied for a Capital One credit card 2 or more times in the last 30 days
• Not eligible if you have 5 or more open credit card accounts with Capital One
• Not eligible if you have a past due Capital One credit card account
• Not eligible if you are over your credit line on a Capital One credit card
• Not eligible if you have had a Capital One credit card that charged off within the past year
• Not eligible if you have a non-discharged bankruptcy (one that is still unresolved)
• Not eligible if you have implemented a credit security freeze or credit lock with one or more of the credit bureaus
• Not eligible if your current or past business credit card accounts exhibit(ed) high transaction costs
• Not eligible if you are under 18 or lack a valid SSN or ITIN, or your address is outside the 50 states, Washington D.C., a U.S. military location, or is a correctional institution
• Welcome/spend bonuses may not be available for existing or previous Capital One Business card holders
• Transfers and access checks are not allowed on this account
• Charge-card style: designed to be paid in full, with a Pay Over Time balance limit; no preset spending limit
• Applicant must be an Authorizing Signatory for the business and is individually, jointly and severally liable for all charges

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