Capital One · Visa

Annual fee

$0

Rewards

Cash back

Earn rates

• 5% Capital One Travel - hotels, vacation rentals and rental cars — Page: "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel." Pricing doc adds: "All purchases made outside of Capital One Travel such as hotel incidentals, upgrades or other expenses, will not earn the enhanced earn rate, but will receive the standard 1.5% cash back earn rate."
• 5% Capital One Entertainment — Page footnote 7: "Eligible Quicksilver cardholders will earn 5% cash back on Capital One Entertainment purchases. Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only"

Foreign transaction fee

None

Purchase APR

18.49%–28.49% variable

Typical credit

Excellent (~720+)

Issuer rules

• Not eligible if: "I have applied for a Capital One credit card 2 or more times in the last 30 days."
• Not eligible if: "I have received a new cardmember bonus for this product in the past 48 months." (also stated on the marketing page: "Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.")
• Not eligible if: "My monthly income (my disclosed total annual income divided by 12) doesn't exceed my monthly rent/mortgage payment by at least $425, or $215 if I am a student, assuming no asset information is provided."
• Not eligible if: "I am under 18 years of age or do not have a valid Social Security Number or Individual Taxpayer Identification Number."
• Not eligible if: "My address is not in one of the following locations: the 50 United States, Washington, D.C., Puerto Rico or a U.S. military location."
• Not eligible if: "I have a past due Capital One credit card account."
• Not eligible if: "I am over my credit line on a Capital One credit card."
• Not eligible if: "I have had a Capital One credit card that charged off within the past year."
• Not eligible if: "I have a non-discharged bankruptcy (one that is still unresolved)."
• Not eligible if: "I have implemented a credit security freeze or credit lock with one or more of the credit bureaus, which prevents Capital One from accessing my credit report."
• Balance transfers: "Transfers between Capital One accounts are not permitted. That means balances cannot be transferred to this account from any other credit card issued by Capital One."
• "You may request a transfer 10 days after your account is opened."
• "This card is intended primarily for consumer use."

Want your assistant to answer questions about this card? Connect it to creditcards.best.