Bank of America · Visa

Annual fee

$95

Rewards

Bank of America Rewards

Earn rates

• 2x travel — Verbatim: "2 points per $1 spent on travel purchases". Uncapped per "with no limit on the number of points you can earn".
• 2x dining — Verbatim: "2 points per $1 spent on dining purchases". Uncapped per "with no limit on the number of points you can earn".
• 1.5x other — Base rate. Verbatim: "1.5 points per $1 spent on all other purchases". Uncapped per "No limit to the points you can earn and points do not expire as long as the account remains open."

Foreign transaction fee

None

Purchase APR

19.49%–27.49% variable

Issuer rules

• Bonus: "60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening"
• "The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances"
• "No limit to the points you can earn and points do not expire as long as the account remains open."
• Merchant category code dependency: for purchases not processed under a Travel and Dining MCC, "you will earn 1.5 base points per $1"
• "If approved for an account, your credit line will be at least $1,500."
• "The Balance Transfer Fee is 5% of the amount of the transaction."
• "Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases"
• "Get up to $100 in Airport Security Statement Credits for TSA PreCheck® or Global Entry application fees, every four years"
• Intro APR on the issuer's Interest Rates & Fees Summary is stated as "Introductory APR" / "None"

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