American Express · American Express

Annual fee

$0

Rewards

SkyMiles

Earn rates

• 2x dining — At restaurants, including takeout and delivery in the U.S. The card's FAQ section words it as "2X miles at restaurants worldwide"; no cap stated.
• 2x delta — Eligible purchases made directly with Delta; no cap stated.
• 1x other — Base rate on all other eligible purchases; page states "there's no limit to how much you can earn."

Foreign transaction fee

None

Purchase APR

19.49%–28.49% variable

Issuer rules

• Only qualified individuals 18 or over may apply for an Account. This offer is available to US Residents.
• Welcome-offer family exclusion: "You may not be eligible to receive a welcome offer if you have or have had this Card, the Delta SkyMiles Options Credit Card, the Delta SkyMiles Gold American Express Card, the Delta SkyMiles Platinum American Express Card, the Delta SkyMiles Reserve American Express Card or previous versions of these Cards." Eligibility also depends on balance-transfer history, history as an Amex Card Member, and the number of credit cards opened and closed.
• Additional Card Members must be at least 13 years of age and must never have had a defaulted account with American Express.
• Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.

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