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Wells Fargo Active Cash® Card vs Chase Freedom Unlimited®

Option A

Wells Fargo Active Cash® Card

Wells Fargo · No annual fee

Option B

Chase Freedom Unlimited®

Chase · No annual fee

SpecWells FargoChase Freedom
Annual feeNo annual feeNo annual fee
Welcome bonus$200 bonus$200 bonus
Base rate2%1.5%
Top earn rates
  • 2% All purchases (unlimited flat rate)
  • 5% Travel purchased through Chase Travel
  • 3% Dining at restaurants (including takeout and eligible delivery)
  • 3% Drugstore purchases
Foreign tx fee3%3%
Statement credits1 creditsNone
RewardsCash backCash back (earned as Chase Ultimate Rewards points, 1 point = 1 cent; redeemable for cash, but transferable to airline/hotel travel partners only when paired with a premium Chase card such as Sapphire Preferred/Reserve or an Ink Business card)