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Capital One Savor Cash Rewards Credit Card vs Chase Freedom Unlimited®

Option A

Capital One Savor Cash Rewards Credit Card

Capital One · No annual fee

Option B

Chase Freedom Unlimited®

Chase · No annual fee

Spec	Capital One	Chase Freedom
Annual fee	No annual fee	No annual fee
Welcome bonus	$250 bonus	$200 bonus
Base rate	1%	1.5%
Top earn rates	8% Capital One Entertainment purchases 5% Hotels, vacation rentals and rental cars booked through Capital One Travel 3% Dining	5% Travel purchased through Chase Travel 3% Dining at restaurants (including takeout and eligible delivery) 3% Drugstore purchases
Foreign tx fee	None	3%
Statement credits	None	None
Rewards	Cash back	Cash back (earned as Chase Ultimate Rewards points, 1 point = 1 cent; redeemable for cash, but transferable to airline/hotel travel partners only when paired with a premium Chase card such as Sapphire Preferred/Reserve or an Ink Business card)