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The Platinum Card® from American Express vs Chase Sapphire Preferred® Card

Option A

The Platinum Card® from American Express

American Express · $895/yr

Option B

Chase Sapphire Preferred® Card

Chase · $95/yr

SpecThe PlatinumChase Sapphire
Annual fee$895/yr$95/yr
Welcome bonus175,000 points bonus100,000 points bonus
Base rate1x1x
Top earn rates
  • 5x Flights booked directly with airlines or through American Express Travel
  • 5x Prepaid hotels booked through American Express Travel
  • 1x Everything else
  • 5x Travel booked through Chase Travel
  • 3x Dining
  • 3x Gas and EV charging
Foreign tx feeNoneNone
Statement credits12 credits3 credits
RewardsAmerican Express Membership RewardsChase Ultimate Rewards