American Express Blue Business Plus vs American Express Blue Cash Preferred (Morgan Stanley)

Option A

American Express · No annual fee

Option B

American Express · $95/yr ($0 first year)

Spec	American Express	American Express
Annual fee	No annual fee	$95/yr ($0 first year)
Welcome bonus	15,000 points bonus	$250 bonus
Base rate	2x	1%
Top earn rates	2x travel booked on AmexTravel.com 1x all other purchases	6% U.S. supermarkets 6% Select U.S. streaming subscriptions 3% U.S. gas stations and transit
Foreign tx fee	2.7%	2.7%
Statement credits	None	None
Rewards	Membership Rewards	Cash back