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American Express Blue Business Cash vs American Express Platinum (Morgan Stanley)

Option A

American Express Blue Business Cash

American Express · No annual fee

Option B

American Express Platinum (Morgan Stanley)

American Express · $895/yr

SpecAmerican ExpressAmerican Express
Annual feeNo annual fee$895/yr
Welcome bonus$250 bonus80,000 points bonus
Base rate2%1x
Top earn rates
  • 1% all purchases
  • 5x Flights booked directly with airlines or through American Express Travel
  • 5x Prepaid hotels booked through AmexTravel.com
Foreign tx fee2.7%None
Statement creditsNoneNone
RewardsCash backMembership Rewards