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WebBank · Mastercard

WebBank Gemini

✓ Verified

Welcome bonus

Earn $200 back after you spend $3,000 in the first 90 days.

Annual fee
$0
Rewards
Cash back
Earn rates
  • 4% gas, EV charging and transit (up to $300/yr)Page: "Gas, EV & Transit" / "4%". Cap disclaimer: "4% back on qualifying purchases is available on up to $300 in spend/month (then 1% on all other qualifying purchases that month). Spend cycle will refresh on the 1st of each month." Rewards paid in bitcoin or 50+ cryptos.
  • 3% diningPage: "Dining" / "3%". No cap stated for this tier.
  • 2% groceriesPage: "Groceries" / "2%". No cap stated for this tier.
  • 10% select merchants (Vault Rewards)Page: "Earn 10% Back on the Internet's Favorite Brands." Footnote: "10% Vault Rewards are available on up to a limited value in spend per month and varies depending on the merchant offer." The dollar cap is not stated, so capUsd is left null.
Foreign transaction fee
None
Purchase APR
16.49%–34.49% variable
View on WebBankDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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