U.S. Bank · Visa

Annual fee

$0

Rewards

Cash back

Earn rates

• 5% Two 5% categories you choose each quarter (from a list including fast food, home utilities, TV/internet/streaming, department stores, cell phone, electronics stores, sporting goods, furniture stores, movie theaters, ground transportation, gyms/fitness centers, select clothing stores) (up to $2,000/yr) — Cap is $2,000 in combined Net Purchases per quarter across the two chosen 5% categories; purchases over $2,000 earn 1%. Cardmember must enroll each quarter or all Net Purchases earn no more than 1%.
• 5% Prepaid air, hotel and car reservations booked directly in the U.S. Bank Travel Center — Stated as 1% base plus an additional 4% cash back on prepaid air, car and hotel reservations in the travel center. No cap stated.
• 2% One everyday category you choose each quarter: gas stations and EV charging stations, grocery stores and grocery delivery, or restaurants (excludes discount stores/supercenters and wholesale clubs) — No limits stated on 2% earnings.

Foreign transaction fee

3%

Purchase APR

17.74%–27.99% variable

Typical credit

Good (~690–719), Excellent (~720+)

Issuer rules

• Cardmember must enroll each quarter into categories of their choice, or all Net Purchases will earn no more than 1% cash back.
• Purchases over $2,000 in the 5% categories will earn 1% cash back.
• Grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs will only earn 1% cash back.
• Gas station and electric vehicle charging station purchases at discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will only earn 1% cash back.
• Existing and previous Cash Rewards accounts do not qualify for this one-time bonus.
• This offer may not be combined with any other bonus offer.
• Balance transfer transactions from other U.S. Bank National Association accounts are not permitted.
• Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned.
• The Account and these Rewards are provided for personal, family and household use.
• the card is available to United States residents only

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