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U.S. Bank · Mastercard

U.S. Bank Business Triple Cash Rewards

✓ Verified

Welcome bonus

Earn $750 back after you spend $4,500 in the first 150 days.

Annual fee
$0
Rewards
Cash back
Earn rates
  • 3% gas and EV charging stations (up to $200/yr)Per-transaction limit: "Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%." Excludes wholesale clubs and discount stores/supercenters.
  • 3% office supply stores"You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 3% cell phone service providers"You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 3% restaurants and restaurant delivery"You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 5% prepaid hotels and car rentals booked in the U.S. Bank Travel Center"You will earn 5% Cash Back (1% base and 4% additional Cash Back) for every $1 spent in eligible Net Purchases on prepaid car and hotel reservations purchased in the Travel Center using your U.S. Bank Triple Cash Visa Business Card."
Foreign transaction fee
3%
Purchase APR
17.24%–26.24% variable
Issuer rules
  • All applicants must be at least 18 years old and agree that Accounts will be used primarily for business purposes, and not personal, family, or household purposes.
  • Cards are available to United States residents only ("the cards are available to United States residents only").
  • Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing.
  • Welcome bonus: "One-time $750 cash back will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening."
  • $100 software credit: "An automatic statement credit of $100 per 12-month period will be applied to your account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider."
  • Intro APR: "The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles."
  • Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
  • Rewards are earned on eligible Net Purchases; category eligibility is determined by the Visa merchant category code.
View on U.S. BankDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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