creditcards.best

U.S. Bank · Mastercard

U.S. Bank Business Triple Cash Rewards

✓ Verified

Welcome bonus

Earn $750 back after you spend $4,500 in the first 150 days.

Annual fee
$0
Rewards
Cash back
Earn rates
  • 3% gas and EV charging stations (up to $200/yr) — Per-transaction limit: "Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%." Excludes wholesale clubs and discount stores/supercenters.
  • 3% office supply stores — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 3% cell phone service providers — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 3% restaurants and restaurant delivery — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
  • 5% prepaid hotels and car rentals booked in the U.S. Bank Travel Center — "You will earn 5% Cash Back (1% base and 4% additional Cash Back) for every $1 spent in eligible Net Purchases on prepaid car and hotel reservations purchased in the Travel Center using your U.S. Bank Triple Cash Visa Business Card."
Foreign transaction fee
3%
Purchase APR
17.24%–26.24% variable
Issuer rules
  • All applicants must be at least 18 years old and agree that Accounts will be used primarily for business purposes, and not personal, family, or household purposes.
  • Cards are available to United States residents only ("the cards are available to United States residents only").
  • Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing.
  • Welcome bonus: "One-time $750 cash back will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening."
  • $100 software credit: "An automatic statement credit of $100 per 12-month period will be applied to your account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider."
  • Intro APR: "The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles."
  • Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
  • Rewards are earned on eligible Net Purchases; category eligibility is determined by the Visa merchant category code.
View on U.S. Bank ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

Related

Want your assistant to answer questions about this card? Connect it to creditcards.best.