U.S. Bank · Mastercard
U.S. Bank Business Triple Cash Rewards
✓ VerifiedWelcome bonus
Earn $750 back after you spend $4,500 in the first 150 days.
- Annual fee
- $0
- Rewards
- Cash back
- Earn rates
- 3% gas and EV charging stations (up to $200/yr) — Per-transaction limit: "Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%." Excludes wholesale clubs and discount stores/supercenters.
- 3% office supply stores — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
- 3% cell phone service providers — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
- 3% restaurants and restaurant delivery — "You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters."
- 5% prepaid hotels and car rentals booked in the U.S. Bank Travel Center — "You will earn 5% Cash Back (1% base and 4% additional Cash Back) for every $1 spent in eligible Net Purchases on prepaid car and hotel reservations purchased in the Travel Center using your U.S. Bank Triple Cash Visa Business Card."
- Foreign transaction fee
- 3%
- Purchase APR
- 17.24%–26.24% variable
- Issuer rules
- All applicants must be at least 18 years old and agree that Accounts will be used primarily for business purposes, and not personal, family, or household purposes.
- Cards are available to United States residents only ("the cards are available to United States residents only").
- Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing.
- Welcome bonus: "One-time $750 cash back will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening."
- $100 software credit: "An automatic statement credit of $100 per 12-month period will be applied to your account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider."
- Intro APR: "The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles."
- Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
- Rewards are earned on eligible Net Purchases; category eligibility is determined by the Visa merchant category code.
View on U.S. Bank ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
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