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First · Visa

First Cardless Qatar Signature

✓ Verified

Welcome bonus

Earn 40,000 miles after you spend $3,000 in the first 90 days.

Annual fee
$99
Rewards
Avios
Earn rates
  • 4x Qatar Airways purchasesAvios per $1 charged directly with Qatar Airways; certain on-board/in-flight purchases, gift cards, vacation packages or purchases of Avios processed through a third-party merchant do not earn 4x.
  • 2x DiningAvios per $1 at merchants whose Visa merchant code is classified as restaurants; restaurants inside hotels/casinos/venues, third-party food delivery, bars, nightclubs, coffee shops and convenience stores excluded.
Foreign transaction fee
None
Purchase APR
19.49%–29.49% variable
Issuer rules
  • Open to U.S. residents only.
  • Not available to current cardholders of a Qatar Airways Privilege Club Visa Signature Credit Card, or to previous cardholders of that card who received a new cardholder bonus for it.
  • Accounts subject to credit approval.
  • Issued by First Electronic Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
View on FirstDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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