Chase · Mastercard

Annual fee

$0

Rewards

Ultimate Rewards

Earn rates

• 5% quarterly rotating bonus categories (activation required) (up to $1,500/yr) — 5% on up to $1,500 in combined purchases each quarter you activate; 1% after the cap. Cap is per quarter, not annual.
• 5% travel purchased through Chase Travel — Stated in the At a Glance and Additional ways to earn cash back sections.
• 3% dining at restaurants, including takeout and eligible delivery services
• 3% drugstores
• 2% Lyft rides purchased in the Lyft app — Limited-time: through September 30, 2027 (1% on top of the 1% base).

Foreign transaction fee

3%

Purchase APR

18.24%–27.74% variable

Issuer rules

• New cardmember bonus not available to current cardmembers of this card, or to previous cardmembers who received a new cardmember bonus for this card within the last 24 months.
• The 5% quarterly bonus categories must be activated each quarter by the activation deadline; 5% applies to the first $1,500 in combined purchases that quarter, after which purchases earn 1% with no maximum.
• Must be at least 18 years old to qualify (19 in AL and NE, 21 in Puerto Rico).
• If approved, the credit access line will be at least $500.
• Chase cardmembers who currently have or have had a Chase credit card in the same Rewards Program associated with this offer may not be eligible for a second Chase card in that program (stated in the Pricing & Terms document).
• Cash Back rewards do not expire as long as the account is open, and there is no minimum to redeem for cash back.

Want your assistant to answer questions about this card? Connect it to creditcards.best.