Brex · Mastercard

Annual fee

$0

Rewards

Brex Rewards

Earn rates

• 7x rideshare — From the Brex rewards page multiplier list ("Earn multipliers that match how you spend."), linked from the card page.
• 4x Brex travel (flights & prepaid hotel) — Rewards page says "4x on Brex travel (flights & prepaid hotel)"; the card-page FAQ words the same tier as "4x on Brex prepaid travel".
• 3x restaurants
• 2x software
• 5% DoorDash orders (DashPass benefit, paid in DoorDash credits) — Paid as DoorDash credits, not points. Footnote caps: max $50 per transaction and $1,000 per year on qualifying orders, plus 5% on eligible pickup orders (max $100 per order); credits expire after 180 days. capUsd left null because those cap credits earned, not qualifying spend.

Foreign transaction fee

None

Issuer rules

• No personal guarantee required; apply with an EIN. Card-page FAQ: "Brex does not require a personal guarantee. You can apply with an EIN, and underwriting is based on business financials".
• No personal credit check or reporting: corporate cards "with no personal guarantee like Brex do not check or report to personal bureaus. Activity is kept at the business level."
• Eligibility limited to U.S.-incorporated companies: "Brex serves U.S.-incorporated companies (including startups, LLCs, and eligible nonprofits)".
• Credit limits underwritten on company financials, not a personal FICO: "including revenue, amount raised, or cash balance, rather than a personal FICO score"; the limit adjusts as the business grows.
• FX: no foreign transaction fee, but "When a transaction requires currency conversion, Brex may apply an FX rate markup of up to 3%. To avoid the markup, Brex supports local-currency cards and local billing for 60 countries and 30+ currencies."
• Issuer/network: "The Brex Mastercard Corporate Credit Card is issued by Emigrant Bank, Fifth Third Bank N.A., or Airwallex (Netherlands) B.V. (all unaffiliated institutions), pursuant to licenses by Mastercard International Inc." Brex LLC is a wholly owned subsidiary of Capital One, N.A.
• Software plan fees are separate from the card: "Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month." That is a per-user platform fee, not a card annual fee.

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