Barclays · Mastercard
Barclays AARP Essential Rewards
✓ VerifiedWelcome bonus
Earn $100 back after you spend $500 in the first 90 days.
- Annual fee
- $0
- Rewards
- Cash back
- Earn rates
- 3% gas — Gas station purchases, excluding Target and Walmart. Stated as unlimited.
- 3% drugstore — Drug store purchases, excluding Target and Walmart. Stated as unlimited.
- 2% medical — Eligible medical expenses (doctors, dentists, glasses, hearing aids and more). Stated as unlimited.
- 1% other — Base rate on all other purchases. Stated as unlimited.
- Foreign transaction fee
- 3%
- Purchase APR
- 20.24%–29.99% variable
- Issuer rules
- Offer subject to credit approval.
- This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once.
- Applicant may be ineligible if Barclays has cause, in its sole discretion, to suspect the account is being obtained or used for abusive or gaming activity (including maximizing rewards in a manner inconsistent with typical consumer activity and/or multiple credit card account applications/openings).
- When applying on the Barclays website or by phone, enter or mention your AARP membership number.
View on Barclays ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
Related
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