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Bank of America · Visa

Bank of America Unlimited Cash Rewards

✓ Verified

Welcome bonus

Earn $200 back after you spend $1,000 in the first 90 days.

Annual fee
$0
Rewards
Cash back
Earn rates
  • 2% all purchases (intro rate, first year from account opening) — Promotional, not the ongoing rate. T&C describes it as an additional 0.5% bonus on all Net Purchases within 365 days of the account open date, "in addition to the 1.5% cash rewards you earn for a total of 2% cash rewards."
Foreign transaction fee
3%
Purchase APR
17.49%–27.49% variable
Issuer rules
  • Limit 1 bonus cash rewards offer per new account.
  • This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
  • Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this offer.
  • The following transactions are not considered purchases and will not earn cash rewards: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges.
  • Balance transfers may not be used to pay any account provided by Bank of America.
View on Bank of America ↗Direct issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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