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Bank of America · Mastercard

Bank of America Business Advantage Unlimited Cash

✓ Verified

Welcome bonus

Earn $500 back after you spend $5,000 in the first 90 days.

Annual fee
$0
Rewards
Cash back
Foreign transaction fee
3%
Purchase APR
16.74%–26.74% variable
Issuer rules
  • You may be declined for additional credit card accounts if your business entity currently has, or has had, another business card with Bank of America in the preceding 24 month period.
  • You must be at least 18 years of age and be an Owner/Authorized Officer of the business to apply.
  • All credit card accounts are subject to credit approval and credit card account limits are subject to creditworthiness. Normal credit standards apply.
  • The accounts will be used for business purposes only.
  • The Business entity and the Owner/Authorized Officer are each liable for all charges, fees, and finance charges on all cards and accounts issued.
  • Preferred Rewards for Business enrollment requires an active, eligible Bank of America business checking account plus a three-month combined daily balance of at least $20,000 (Gold), $50,000 (Platinum) or $100,000 (Platinum Honors).
View on Bank of AmericaDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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