Bank of America · Mastercard
Bank of America Business Advantage Customized Cash
✓ VerifiedWelcome bonus
Earn $500 back after you spend $5,000 in the first 90 days.
- Annual fee
- $0
- Rewards
- Cash back
- Earn rates
- 3% choice category (gas stations & EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services) (up to $50,000/yr) — Cap is $50,000 of COMBINED choice-category and dining net purchases per calendar year; 1% thereafter. Default choice category is gas stations and EV charging stations; selection can be changed once per calendar month.
- 2% dining (up to $50,000/yr) — Shares the same $50,000 combined calendar-year cap with the choice category; 1% thereafter.
- Foreign transaction fee
- 3%
- Purchase APR
- 16.74%–26.74% variable
- Issuer rules
- May be declined for additional credit card accounts if the business entity currently has, or has had, another business card with Bank of America in the preceding 24 month period.
- Applicant must be at least 18 years of age and be an Owner/Authorized Officer of the business to apply.
- All credit card accounts are subject to credit approval; account limits are subject to creditworthiness.
- One $500 cash rewards bonus allowed per company.
- The $500 cash rewards bonus requires at least $5,000 in Net Purchases posted to the account within 90 days from account opening.
View on Bank of America ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.
- credit-card-bonuses-api (open reference; these fields not issuer-verified) — name, issuer, network, imageUrl, signupBonus, rewardsCurrency · accessed 2026-07-24
- Issuer page (read 2026-07-27) — annualFee · accessed 2026-07-27
- Issuer page (read 2026-07-27) — foreignTransactionFeePct · accessed 2026-07-27
- Issuer page (read 2026-07-27) — apr · accessed 2026-07-27
- Issuer page (read 2026-07-27) — earnRates · accessed 2026-07-27
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