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Bank of America · Mastercard

Bank of America Business Advantage Customized Cash

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Welcome bonus

Earn $500 back after you spend $5,000 in the first 90 days.

Annual fee
$0
Rewards
Cash back
Earn rates
  • 3% choice category (gas stations & EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services) (up to $50,000/yr)Cap is $50,000 of COMBINED choice-category and dining net purchases per calendar year; 1% thereafter. Default choice category is gas stations and EV charging stations; selection can be changed once per calendar month.
  • 2% dining (up to $50,000/yr)Shares the same $50,000 combined calendar-year cap with the choice category; 1% thereafter.
Foreign transaction fee
3%
Purchase APR
16.74%–26.74% variable
Issuer rules
  • May be declined for additional credit card accounts if the business entity currently has, or has had, another business card with Bank of America in the preceding 24 month period.
  • Applicant must be at least 18 years of age and be an Owner/Authorized Officer of the business to apply.
  • All credit card accounts are subject to credit approval; account limits are subject to creditworthiness.
  • One $500 cash rewards bonus allowed per company.
  • The $500 cash rewards bonus requires at least $5,000 in Net Purchases posted to the account within 90 days from account opening.
View on Bank of AmericaDirect issuer link. No affiliate relationship yet.

Sources

Every value above is verified against these sources. Last checked 2026-07-27. Anything the issuer does not publish is left out rather than estimated, so a missing row means the issuer does not state it.

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