Bank of America · Mastercard

Annual fee

$0

Rewards

Cash back

Earn rates

• 3% choice category (gas stations & EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services) (up to $50,000/yr) — Cap is $50,000 of COMBINED choice-category and dining net purchases per calendar year; 1% thereafter. Default choice category is gas stations and EV charging stations; selection can be changed once per calendar month.
• 2% dining (up to $50,000/yr) — Shares the same $50,000 combined calendar-year cap with the choice category; 1% thereafter.

Foreign transaction fee

3%

Purchase APR

16.74%–26.74% variable

Issuer rules

• May be declined for additional credit card accounts if the business entity currently has, or has had, another business card with Bank of America in the preceding 24 month period.
• Applicant must be at least 18 years of age and be an Owner/Authorized Officer of the business to apply.
• All credit card accounts are subject to credit approval; account limits are subject to creditworthiness.
• One $500 cash rewards bonus allowed per company.
• The $500 cash rewards bonus requires at least $5,000 in Net Purchases posted to the account within 90 days from account opening.

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