{"id":"chase-sapphire-reserve","name":"Chase Sapphire Reserve®","issuer":"Chase","network":"Visa","productType":["travel","rewards"],"isBusiness":false,"rewardsCurrency":"Chase Ultimate Rewards","annualFee":795,"annualFeeWaivedFirstYear":false,"foreignTransactionFeePct":0,"apr":{"purchaseMinPct":19.74,"purchaseMaxPct":28.24,"type":"variable"},"signupBonus":{"amount":100000,"unit":"points","estimatedValueUsd":2000,"minSpendUsd":6000,"windowDays":90,"description":"Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. (The all-time-high 150,000-point offer expired June 15, 2026.)"},"baseEarnRate":{"category":"Everything else","rate":1,"unit":"x"},"earnRates":[{"category":"Travel booked through Chase Travel (flights, hotels, cars)","rate":8,"unit":"x","capUsd":null},{"category":"Eligible Lyft rides (through Sept 30, 2027)","rate":5,"unit":"x","capUsd":null},{"category":"Flights and hotels booked directly","rate":4,"unit":"x","capUsd":null},{"category":"Dining worldwide","rate":3,"unit":"x","capUsd":null},{"category":"Everything else","rate":1,"unit":"x","capUsd":null}],"credits":[{"name":"Annual travel credit","valueUsd":300,"frequency":"annual","note":"Automatic reimbursement for travel purchases charged to the card each account anniversary year."},{"name":"The Edit hotel credit","valueUsd":500,"frequency":"semiannual","note":"Up to $250 in statement credits per six-month period (Jan-Jun and Jul-Dec) on prepaid stays booked through The Edit by Chase Travel; $500 total per year."},{"name":"Sapphire Reserve Exclusive Tables dining credit","valueUsd":300,"frequency":"semiannual","note":"Up to $150 every six months at restaurants in the Sapphire Reserve Exclusive Tables program; $300 total per year."},{"name":"StubHub / viagogo credit","valueUsd":300,"frequency":"semiannual","note":"Up to $150 every six months on StubHub and viagogo through Dec 31, 2027; $300 total per year."},{"name":"DoorDash credit","valueUsd":300,"frequency":"annual","note":"Up to $300 per year via a monthly $5 restaurant credit plus two monthly $10 non-restaurant (grocery/retail) promo credits; requires complimentary DashPass through 2027."},{"name":"Lyft credit","valueUsd":120,"frequency":"monthly","note":"Up to $10 in in-app Lyft credit each month; $120 total per year. Also earns 5x points on Lyft through Sept 30, 2027."},{"name":"Peloton membership credit","valueUsd":120,"frequency":"monthly","note":"Up to $10 per month in statement credits toward a Peloton membership through Dec 31, 2027; $120 total per year."},{"name":"Apple TV+ and Apple Music","valueUsd":288,"frequency":"annual","note":"Complimentary Apple TV+ and Apple Music subscriptions for a minimum of one year when activated by June 22, 2027; a value of up to $288 per year."},{"name":"Global Entry / TSA PreCheck / NEXUS credit","valueUsd":120,"frequency":"one-time","note":"Up to $120 application fee reimbursement once every four years."}],"eligibility":{"recommendedCredit":["excellent","good"],"incomeFloorUsd":null,"issuerRules":["Chase 5/24","Not eligible if you currently hold a Sapphire card or received a Sapphire new-cardmember bonus in the past 48 months"]},"applyUrl":"https://www.chase.com/personal/credit-cards/sapphire/reserve","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"annualFee","url":"https://www.chase.com/personal/credit-cards/sapphire/reserve","label":"Chase - Sapphire Reserve product page","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://www.fool.com/money/credit-cards/articles/5-benefits-of-the-chase-sapphire-reserve-card-july-2026/","label":"The Motley Fool - Sapphire Reserve benefits (July 2026)","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://www.point.me/insights/chase-sapphire-reserve/","label":"point.me - Chase Sapphire Reserve 2026 review","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://thepointsguy.com/news/chase-sapphire-reserve-150000-point-bonus-last-chance/","label":"The Points Guy - 150k offer ending (expired June 15, 2026)","accessedOn":"2026-07-23"},{"field":"earnRates","url":"https://www.point.me/insights/chase-sapphire-reserve/","label":"point.me - earn rates and credits","accessedOn":"2026-07-23"},{"field":"credits","url":"https://thepointsguy.com/credit-cards/chase-sapphire-reserve-new-benefits-october-2025","label":"The Points Guy - new Sapphire Reserve benefits (Oct 2025)","accessedOn":"2026-07-23"},{"field":"apr","url":"https://money.usnews.com/credit-cards/chase/chase-sapphire-reserve","label":"U.S. News - Sapphire Reserve APR/foreign transaction fee","accessedOn":"2026-07-23"},{"field":"foreignTransactionFeePct","url":"https://www.firstcard.app/learn/chase-sapphire-reserve-foreign-transaction-fee","label":"Firstcard - Sapphire Reserve $0 foreign transaction fee","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null}