{"id":"chase-freedom-unlimited","name":"Chase Freedom Unlimited®","issuer":"Chase","network":"Visa","productType":["cash back","no annual fee","0% intro APR"],"isBusiness":false,"rewardsCurrency":"Cash back (earned as Chase Ultimate Rewards points, 1 point = 1 cent; redeemable for cash, but transferable to airline/hotel travel partners only when paired with a premium Chase card such as Sapphire Preferred/Reserve or an Ink Business card)","annualFee":0,"annualFeeWaivedFirstYear":false,"foreignTransactionFeePct":3,"apr":{"purchaseMinPct":18.24,"purchaseMaxPct":29.99,"type":"variable"},"signupBonus":{"amount":200,"unit":"usd","estimatedValueUsd":200,"minSpendUsd":500,"windowDays":90,"description":"Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Also includes 0% intro APR for 15 months on purchases and balance transfers (then a variable APR of 18.24%–29.99%)."},"baseEarnRate":{"category":"Everything else","rate":1.5,"unit":"%"},"earnRates":[{"category":"Travel purchased through Chase Travel","rate":5,"unit":"%","capUsd":null},{"category":"Dining at restaurants (including takeout and eligible delivery)","rate":3,"unit":"%","capUsd":null},{"category":"Drugstore purchases","rate":3,"unit":"%","capUsd":null},{"category":"Lyft rides (through 09/30/2027)","rate":2,"unit":"%","capUsd":null},{"category":"All other purchases","rate":1.5,"unit":"%","capUsd":null}],"credits":[],"eligibility":{"recommendedCredit":["good","excellent"],"incomeFloorUsd":null,"issuerRules":["Chase 5/24: generally not approved if you have opened 5 or more personal credit cards across all issuers in the past 24 months","Not eligible if you currently hold this card or have received a new cardmember bonus on it in the past 24 months"]},"applyUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"signupBonus","url":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","label":"Chase – Freedom Unlimited product page","accessedOn":"2026-07-23"},{"field":"annualFee","url":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","label":"Chase – Freedom Unlimited product page","accessedOn":"2026-07-23"},{"field":"earnRates","url":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","label":"Chase – Freedom Unlimited product page","accessedOn":"2026-07-23"},{"field":"apr","url":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","label":"Chase – Freedom Unlimited product page","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://www.cnbc.com/select/chase-freedom-unlimited-limited-time-bonus/","label":"CNBC Select – Freedom Unlimited $200 bonus review","accessedOn":"2026-07-23"},{"field":"foreignTransactionFeePct","url":"https://wallethub.com/answers/cc/chase-freedom-unlimited-foreign-transaction-fee-1000339-2140671532/","label":"WalletHub – Freedom Unlimited foreign transaction fee (3%)","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null}