{"id":"amex-gold","name":"American Express® Gold Card","issuer":"American Express","network":"American Express","productType":["charge","rewards","travel","dining"],"isBusiness":false,"rewardsCurrency":"American Express Membership Rewards","annualFee":325,"annualFeeWaivedFirstYear":false,"foreignTransactionFeePct":0,"apr":{"purchaseMinPct":null,"purchaseMaxPct":null,"type":"variable"},"signupBonus":{"amount":100000,"unit":"points","estimatedValueUsd":2000,"minSpendUsd":8000,"windowDays":180,"description":"Earn up to 100,000 Membership Rewards points after you spend $8,000 on eligible purchases within the first 6 months of Card Membership. Welcome offers vary by applicant and some may see a lower public offer (e.g., 60,000-90,000 points)."},"baseEarnRate":{"category":"Everything else","rate":1,"unit":"x"},"earnRates":[{"category":"Restaurants worldwide (incl. takeout & delivery in the U.S.)","rate":4,"unit":"x","capUsd":50000,"note":"4X on up to $50,000 in purchases per calendar year, then 1X."},{"category":"U.S. supermarkets","rate":4,"unit":"x","capUsd":25000,"note":"4X on up to $25,000 in purchases per calendar year, then 1X."},{"category":"Prepaid hotels booked on AmexTravel.com","rate":5,"unit":"x","capUsd":null,"note":"5X on prepaid hotels booked through American Express Travel."},{"category":"Flights (booked directly with airlines or on AmexTravel.com)","rate":3,"unit":"x","capUsd":null,"note":"3X on flights booked directly with airlines or through American Express Travel."},{"category":"Prepaid car rentals booked on AmexTravel.com","rate":2,"unit":"x","capUsd":null,"note":"2X on prepaid rental cars booked through American Express Travel."},{"category":"Everything else","rate":1,"unit":"x","capUsd":null,"note":"1X on all other eligible purchases."}],"credits":[{"name":"Dining Credit","valueUsd":120,"frequency":"annual","note":"Up to $10 in statement credits monthly ($120/yr) at eligible partners including Grubhub, The Cheesecake Factory, Five Guys, Wonder, and Goldbelly. Enrollment required."},{"name":"Uber Cash","valueUsd":120,"frequency":"annual","note":"$10 in Uber Cash each month ($120/yr) for U.S. Uber rides and Uber Eats orders. Amex Gold Card must be added to the Uber account."},{"name":"Resy Credit","valueUsd":100,"frequency":"annual","note":"Up to $50 in statement credits twice per year ($100/yr) at U.S. Resy restaurants and other Resy purchases. Enrollment required."},{"name":"Dunkin' Credit","valueUsd":84,"frequency":"annual","note":"Up to $7 in statement credits monthly ($84/yr) on Dunkin' purchases at U.S. locations. Enrollment required."}],"eligibility":{"recommendedCredit":["excellent","good"],"incomeFloorUsd":null,"issuerRules":["No preset spending limit: purchasing power adjusts based on usage, payment history, credit record, and financial resources (charge card with Pay Over Time option).","Welcome bonus is limited to once per lifetime per Card product; not available if you have or have had this Card.","Subject to American Express 5/90 rule (max 5 credit cards) and 2/90 rule (approvals limited to 2 cards per 90 days)."]},"applyUrl":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"annualFee","url":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","label":"American Express - Gold Card official page","accessedOn":"2026-07-23"},{"field":"earnRates","url":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","label":"American Express - Gold Card official page","accessedOn":"2026-07-23"},{"field":"credits","url":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","label":"American Express - Gold Card official page","accessedOn":"2026-07-23"},{"field":"foreignTransactionFeePct","url":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","label":"American Express - Gold Card official page","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://thepointsguy.com/news/american-express-gold-refresh-2026/","label":"The Points Guy - Amex Gold 2026 refresh (bonus & $8,000 spend)","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://www.firstcard.app/learn/amex-gold-sign-up-bonus","label":"Firstcard - Amex Gold sign-up bonus 2026","accessedOn":"2026-07-23"},{"field":"annualFee","url":"https://www.cnbc.com/select/american-express-gold-card-overhaul/","label":"CNBC Select - Amex Gold annual fee & benefits","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null}