{"id":"amex-blue-cash-preferred","name":"Blue Cash Preferred® Card from American Express","issuer":"American Express","network":"American Express","productType":["Cash back"],"isBusiness":false,"rewardsCurrency":"Cash back (Reward Dollars)","annualFee":95,"annualFeeWaivedFirstYear":true,"foreignTransactionFeePct":2.7,"apr":{"purchaseMinPct":19.49,"purchaseMaxPct":28.49,"type":"variable"},"signupBonus":{"amount":300,"unit":"usd","estimatedValueUsd":300,"minSpendUsd":3000,"windowDays":180,"description":"Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership."},"baseEarnRate":{"category":"Everything else","rate":1,"unit":"%"},"earnRates":[{"category":"U.S. supermarkets","rate":6,"unit":"%","capUsd":6000,"note":"6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases, then 1%."},{"category":"Select U.S. streaming subscriptions","rate":6,"unit":"%","capUsd":null,"note":"6% cash back on select U.S. streaming subscriptions."},{"category":"Transit","rate":3,"unit":"%","capUsd":null,"note":"3% cash back on transit including taxis, rideshare, parking, tolls, trains, buses and more."},{"category":"U.S. gas stations","rate":3,"unit":"%","capUsd":null,"note":"3% cash back at U.S. gas stations."}],"credits":[{"name":"Disney Bundle statement credit","valueUsd":120,"frequency":"monthly","note":"Up to $10 back each month after using the enrolled Card to pay for an eligible subscription to the Disney Bundle (Disney+, Hulu, ESPN+). Enrollment required."}],"eligibility":{"recommendedCredit":["good","excellent"],"incomeFloorUsd":null,"issuerRules":["Welcome offer not available to applicants who have or have had this Card.","Terms apply; welcome offer amount may vary by applicant."]},"applyUrl":"https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"annualFee","url":"https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/","label":"American Express official card page","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/","label":"Bankrate review","accessedOn":"2026-07-23"},{"field":"earnRates","url":"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/","label":"Bankrate review","accessedOn":"2026-07-23"},{"field":"apr","url":"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/","label":"Bankrate review","accessedOn":"2026-07-23"},{"field":"foreignTransactionFeePct","url":"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/","label":"Bankrate review","accessedOn":"2026-07-23"},{"field":"credits","url":"https://www.forbes.com/advisor/credit-cards/reviews/american-express-blue-cash-preferred/","label":"Forbes Advisor review","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null}