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Applied instantly at time of booking."}],"eligibility":{"recommendedCredit":["excellent","good"],"incomeFloorUsd":null,"issuerRules":["Bonus not available if you received a new-cardmember bonus for Citi Strata Premier or Citi Premier in the past 48 months","Subject to Citi's 1/8 rule: generally only one new Citi card approval per 8 days","Subject to Citi's 2/65 rule: generally only two new Citi card approvals per 65 days"]},"applyUrl":"https://www.citi.com/credit-cards/citi-strata-premier-credit-card","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"all","url":"https://www.citi.com/credit-cards/citi-strata-premier-credit-card","label":"Citi Strata Premier product page (issuer)","accessedOn":"2026-07-23"},{"field":"annualFee","url":"https://www.citi.com/credit-cards/credit-card-rewards/citi-strata-premier-benefits","label":"Citi Strata Premier benefits page (issuer)","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://thepointsguy.com/credit-cards/citi-strata-welcome-offers/","label":"The Points Guy: Citi Strata welcome offers","accessedOn":"2026-07-23"},{"field":"credits","url":"https://www.nerdwallet.com/travel/learn/citi-strata-premier-card-benefits","label":"NerdWallet: Citi Strata Premier benefits","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null},{"id":"amex-platinum","name":"The Platinum Card® from American Express","issuer":"American Express","network":"American Express","productType":["travel","premium","charge card","rewards"],"isBusiness":false,"rewardsCurrency":"American Express Membership Rewards","annualFee":895,"annualFeeWaivedFirstYear":false,"foreignTransactionFeePct":0,"apr":null,"signupBonus":{"amount":175000,"unit":"points","estimatedValueUsd":3500,"minSpendUsd":12000,"windowDays":180,"description":"Welcome offer as high as 175,000 Membership Rewards points after spending $12,000 in eligible purchases in the first 6 months. 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Enrollment required."},{"name":"Digital Entertainment Credit","valueUsd":300,"frequency":"monthly","note":"Up to $25/month ($300/yr) for Disney+, ESPN+, Hulu, The New York Times, Peacock, Paramount+, Wall Street Journal, YouTube Premium and YouTube TV. Enrollment required."},{"name":"Lululemon Credit","valueUsd":300,"frequency":"quarterly","note":"Up to $75 per quarter ($300/yr) on lululemon purchases (in-store and online). Enrollment required."},{"name":"Equinox Credit","valueUsd":300,"frequency":"annual","note":"Up to $300/yr toward Equinox club membership, Equinox+ digital fitness subscription, or a SoulCycle At-Home bike. Enrollment required."},{"name":"Uber Cash","valueUsd":200,"frequency":"monthly","note":"$15 in Uber Cash each month plus a $20 bonus in December ($200/yr) for U.S. Uber rides and Uber Eats orders. 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